How to Set Life Goals for Your Better Financial Future

Financial knowledge is the ability to understand and manage your personal finances, such as budgeting, saving, investing, borrowing, and planning for the future. Financial knowledge can help you achieve your goals, improve your well-being, and avoid or overcome financial difficulties. However, many people lack financial knowledge and face various challenges, such as debt, poverty, or financial exclusion. Therefore, having a life goal to help people with financial knowledge is a noble and rewarding pursuit.

There are many ways you can help people with financial knowledge, depending on your skills, interests, and resources. Here are some examples of how you can make a difference:

• Educate yourself and others. One of the best ways to help people with financial knowledge is to educate yourself and others about the basics of personal finance. You can learn from books, websites, podcasts, courses, or workshops that cover topics such as budgeting, saving, investing, borrowing, or retirement planning. You can also share your knowledge and experience with your family, friends, colleagues, or community members who may need guidance or support. You can also volunteer or work for organisations that provide financial education or advice to people in need.

• Advocate for financial inclusion and justice. Another way to help people with financial knowledge is to advocate for financial inclusion and justice. Financial inclusion is the access and use of affordable and appropriate financial products and services by everyone, especially those who are underserved or excluded by the mainstream financial system. Financial justice is the fair and equitable distribution of financial resources and opportunities among all people, especially those who are marginalised or oppressed by the existing financial system. You can advocate for financial inclusion and justice by raising awareness, campaigning, lobbying, or donating to causes that promote financial empowerment and social change for people who face barriers or discrimination in accessing or benefiting from financial services.

• Innovate and create solutions. Another way to help people with financial knowledge is to innovate and create solutions that can improve their financial situation and well-being. You can use your creativity, skills, and technology to design and develop products, services, tools, or platforms that can help people manage their money better, achieve their goals faster, or overcome their challenges easier. You can also collaborate with other innovators, entrepreneurs, or organisations that share your vision and mission. Some examples of innovative and creative solutions that help people with financial knowledge are [Money Dashboard], a personal finance app that helps users budget and save; [Chip], an app that automatically saves money for users based on their spending habits; and [Salary Finance], a platform that provides low-cost loans and savings products to employees through their employers.

Helping people with financial knowledge is a life goal that can have a positive impact on yourself and others. By educating yourself and others, advocating for financial inclusion and justice, and innovating and creating solutions, you can help people improve their financial literacy, confidence, and well-being. You can also contribute to a more inclusive, fair, and prosperous society for everyone.